Can you use Klarna on Amazon ? ( Pay in 4 Small Payments )

Klarna payment options are not directly integrated into Amazon’s checkout process.

However, there are still ways for Amazon customers to take advantage of Klarna’s flexible payment terms.

By using a browser extension or by applying for a virtual Klarna card, shoppers can checkout with Klarna while shopping on Amazon.

With Klarna, you can break down your payments into manageable installments, giving you more flexibility and control over your finances.

In this article, we will explore the compatibility between Klarna and Amazon, and give you all the information you need to know.

We will provide information in detail on how Klarna works, how it can be used on Amazon and the benefits it can provide to the customers.

How to use Klarna on Amazon ?

While Klarna is not available directly on Amazon, there are ways to use this payment option when shopping at the online retailer.

This may require some additional steps to be followed as those mentioned below.

By following these steps, you can enjoy the flexibility and convenience of using Klarna to shop on Amazon.

Sign up for Klarna

The first step of using Klarna is to sign up for an account. To get started with Klarna, simply navigate to their website and select the ‘Sign up’ option.

Can you use Klarna on Amazon

You will be asked to provide your personal details, such as your name, email, and phone number, during the sign-up process.

Once you’ve completed the sign-up process, you’ll be ready to start using Klarna to make purchases.

Get Klarna App

After signing up for Klarna, the next step is to download the Klarna app on your mobile device.

The application can be downloaded on both iOS and Android devices from their respective app stores, namely the App Store and Google Play Store.

With the Klarna app, you will have access to all Klarna features and services, making it easy to manage your account and make purchases.

To use Klarna on Amazon, open the Klarna app and click the “Shop” button. This will bring up a list of retailers Klarna works with.

Find and click the Amazon icon, then select “Link Account.” You will be asked to enter your Amazon login details to link your accounts.

Once your accounts are linked, you will be able to use Klarna to shop on Amazon.

Shop from Amazon

After linking your Amazon account to Klarna, you can start shopping on Amazon as usual. Just add the items you want to buy and proceed to checkout.

At the time of checkout, you will have the option to choose Klarna as your payment method, so you can enjoy the flexibility and convenience of Buy Now, Pay Later.

Pay with Klarna

When you reach the payment page, select Klarna as your preferred payment method. You will then be asked to enter your login information for Klarna.

After logging in, you can select the Klarna payment option that best suits your needs.

Use Klarna Chrome extension

The Klarna Chrome Extension is a useful browser plugin that allows you to use Klarna’s payment services at any online retailer, including Amazon. You can easily install the extension from the Chrome Web Store.

To use the Klarna Chrome extension while shopping on Amazon, just follow these steps:

Install the extension: Go to the Chrome Web Store and search for “Klarna“. To install the extension, simply click on the Add to Chrome’ button.

Sign up for Klarna: To sign up for Klarna, click on the Klarna icon located in your browser’s toolbar. You will need to provide your personal details, such as your name, email address and phone number.

Shop on Amazon: Visit and browse and shop as you usually would. Add the item you wish to buy to your cart and proceed to checkout.

Pay with Klarna: On the payment page, click on “Pay with K“. Button at the bottom of your screen. Enter your Klarna login details and, once logged in, select the Pay in 4 Klarna payment option.

Also Check: How to use Visa Gift card on Amazon ?

How do I choose a Klarna payment plan ?

Can you use Klarna on Amazon

Klarna offers four different payment plans to suit your needs. You can choose to buy now and pay later, pay in 30 days, or split the cost into three installments.

Klarna Pay in 4 and Klarna pay in 30

Klarna’s Buy Now-Pay Later option allows you to spread the cost of your Amazon purchases over a longer period without incurring interest costs.

Can you use Klarna on Amazon

With Klarna Pay in 4, you can make four equal payments in six weeks, while Klarna Pay in 30 allows you to make a single payment in 30 days. Both the Pay in 4 and Pay in 30 options are available for purchases made both online and in physical stores.

Klarna Slice It

Klarna Slice This is a payment plan that allows you to pay for your order in equated monthly installments along with interest.

The interest rate is determined based on your credit score and the amount of your purchase. This option is available only for online transactions.

Klarna Card

The Klarna Card is a physical credit card that allows you to pay for your purchases in four bi-monthly installments without interest.

The card has a credit limit of up to $1000 and is available to individuals with good to excellent credit ratings. You can use the Klarna Card for transactions both online and in physical stores.

Also Check: How to redeem Amazon Gift card ?

What are the benefits of using Klarna on Amazon ?

Can you use Klarna on Amazon

Opting for Klarna as your payment method on Amazon has several benefits. Below we’ve mentioned advantages of using Klarna payment method on Amazon.


Klarna provides a convenient payment solution for your Amazon purchases. With the option to buy now and pay later, you can get the items you need without the worry of paying up front.


Klarna is a secure payment method that uses encryption technology to keep your personal and financial information secure. Consequently, using Klarna on Amazon with confidence is ensured, as your information is protected from fraud and identity theft

Easy to use

Using Klarna on Amazon is simple and hassle-free. Firstly, to get started, sign up for a Klarna account and link it to your Amazon account. Subsequently, when you’re ready to shop, select Klarna as your payment method at checkout.


Klarna offers a range of payment options to suit your individual needs. You can choose to pay later, spread the cost over several installments, or pay the full amount upfront. Consequently, this flexibility allows you to manage your finances in a way that works best for you.

No interest or fees

Can you use Klarna on Amazon

In most cases, Klarna doesn’t charge any interest or fees for its payment options, so you can use Klarna on Amazon without worrying about additional costs.

There is no annual fee to use Klarna, and many options including Klarna App, Pay in 4, Pay Now, and Pay in 30 days are free.

However, if you don’t make a sufficient payment by the invoice’s due date, you may incur late fees.

Additional costs may apply for certain services and payment options, such as monthly financing and Klarna cards.

Building credit

Klarna reports to the credit bureaus, which mean responsible use of Klarna can help you build your credit. Furthermore, this is especially beneficial for individuals who are just starting to establish their credit history.

Customer support

Klarna provides exceptional customer support. Consequently, if you encounter any issues with your payments or account, you can contact Klarna’s dedicated customer support team for assistance.

Also Check: How to use Apple Pay on Amazon ?

What are customers saying about Klarna’s payment plan on Amazon ?

Several customers have shared their experiences using Klarna on Amazon, most of which are positive.

Customers appreciate the flexibility and convenience of being able to spread their payments over time, without incurring any interest or fees.

We’ve included some screenshots below of customer reviews of Klarna on Trustpilot.

Why am I unable to use Klarna on Amazon ?

There could be several reasons because of which you are not able to access Klarna on Amazon. Some possible reasons include:

  • Exceeding your purchasing power or daily spending limit with Klarna.
  • Klarna has unpaid invoices.
  • Klarna has frozen or blocked your card
  • A discrepancy between the shipping and billing addresses you provided.
  • Incorrect billing addresses or mismatch with your bank records.
  • Attempting to make an expensive purchase for the first time with Klarna.
  • History of default or late payments with Klarna.

In order, to determine the exact cause of any issues, you can check the push notification from Klarna or contact Amazon’s customer service team through the Amazon app or by using the chat feature on their website.

Also Check: How to use Vanilla Gift Card on Amazon ?

How do I troubleshoot issues with Klarna payments ?

If you are experiencing issues with Amazon Klarna Payments, there are several steps you can take to troubleshoot the issue.

Firstly, below are some common problems and their respective solutions. Furthermore, reviewing these potential issues can help identify the cause and provide guidance on resolution.

Make sure you’re using the latest version of the app

Make sure you have the latest version of the Klarna app installed on your device.

Clear your browser cookies

Clearing your browser cookies can help resolve any issues with the Klarna app or website.

Check your network

Make sure you are not using a restricted network, as this may prevent Klarna from working properly.

Check your funds

Make sure you have enough funds in your account to cover the payment. Consequently, verifying your account balance before shopping can help avoid issues with insufficient funds.

Contact your bank

The security policies of your bank may have caused the decline of your payment. As a result, if you encounter any issues with your payment, you can reach out to your bank for assistance in resolving them.

Check your shipping and billing addresses

Make sure your shipping address is the same as your billing address. Furthermore, this is one of the most common reasons for a payment being declined.

If you encounter any issues while using Klarna Payments on Amazon, you can reach out to Klarna’s customer support team for help.


In conclusion, Klarna is a popular payment service that allows customers to shop now and pay later.

However, while Klarna isn’t available directly on Amazon, there are several ways to use this payment option when shopping at the online retailer.

By following the steps mentioned in this article, such as signing up for Klarna, downloading the Klarna app, linking your Amazon account, and using the Klarna Chrome extension, you will be able to use Klarna to shop on Amazon.

Enjoy convenience and flexibility. With Klarna, you can break up your payments into manageable installments, giving you more control over your finances.

Frequently asked Question’s (FAQ’s)

Why won’t Klarna work with Amazon?

Klarna may not work with Amazon for all items. To check if Klarna is available as a payment option, you can add products to your cart and proceed to checkout. If you don’t see Klarna listed as a payment option, it means the items are not eligible for payment with Klarna.

Does Amazon take Klarna for payment ?

Klarna is not available directly on Amazon as a payment option. However, you can still use Klarna onAmazon by linking your Amazon account to the Klarna app.

Does Amazon allow pay in 4 ?

Checking out with Amazon Pay and Affirm gives you even more flexibility. For everyday purchases, you can choose the Pay in 4 option, or for high value items, you can opt for monthly installments.

Does Amazon accept Klarna in UK

Amazon in the United Kingdom does not directly support Klarna as a payment accepts a variety of payment options, including credit and debit cards such as Visa, MasterCard, American Express, Eurocard and UK-based Maestro.

Content Writer

Smith Ron, the writer at Assistme360. He has extensive experience in crafting straightforward, step-by-step guides for technical issues. His broad knowledge ensures accurate solutions. Kindly spare a moment to drop a comment down and express your opinions. Your feedback can be valuable in assisting others who may come across similar problems.

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