Does Amazon do Afterpay ?

Afterpay is a popular payment method that allows you to buy now and pay later in four, interest-free installments. Furthermore, it’s widely accepted by many online retailers, but does Amazon do Afterpay? The answer is “NO” as a direct payment method.

However, Amazon does not officially support Afterpay payment process as a payment option at checkout.

Nonetheless, there are some alternative methods you can use to pay for your purchases with Afterpay.

Here are two possible methods you can try: Firstly, onetime payment/ single-use payment and Secondly, Amazon gift card.  

These are the two possible ways to use Afterpay on Amazon. However, please note that these methods are not officially supported by Amazon or Afterpay and may not work for everyone.

Also, please note Afterpay and Amazon terms and conditions before using these methods, as they may affect your ability to pay in manageable installments with Afterpay.

Always make sure you pay your dues on time to avoid late payment fees or penalties, as well as any negative impact on your credit score.

How to use Afterpay on Amazon ?

If you’re looking for a way to use Afterpay for your online purchase on Amazon, you may be disappointed to learn that Amazon doesn’t officially support it as a payment option.

However, that doesn’t mean you have to give up on your dream of buying now and paying later on Amazon.

In this section, we’ll show you how to use Afterpay on Amazon with some simple tips and tricks.

Follow below mentioned methods to use Afterpay on Amazon:

Onetime payment/ Single payment

This method involves using the Afterpay app to purchase directly from Amazon and generating a single-use payment card that you can use to pay for your order.

Furthermore, this card works like a regular credit or debit card, but is linked to your Afterpay account and allows you to split your payment into four installments.

Use Afterpay on Amazon

To begin using this method, you must have the Afterpay app installed on your device and follow these steps:

  • Next, select Amazon from the list of retailers.
  • Then, browse through the selection of products on Amazon, add the ones you want to your cart, and buy them..
  • After that, check when you’re ready and confirm your contact details and shipping address.
  • Subsequently, select Add a credit or debit card payment option from the list of payment options in the payment field at the checkout payment option screen and tap the Buy now, pay later button at the bottom of the screen.
  • Then, follow the on-screen instructions to enter your purchase amount and confirm your payment schedule. It will automatically fill your one-time payment details in the Amazon credit/debit card section, using your default payment method in Afterpay.
  • Finally, tap the Add & Continue button and place your order.
  • Finally, delete one-time payment details from Amazon once your order is processed, as they may affect your initial spending limit for future purchases with Afterpay.

Also Check: Can you use Klarna on Amazon ?

Amazon gift card

This method involves purchasing an Amazon gift card from Afterpay and using it to pay for your order on Amazon.

Furthermore, this way, you can still enjoy the benefits of Afterpay while shopping.

However, this method may not be available to all users depending on your location or the age of your Afterpay account. To begin with this method, you must follow these steps:

  • First, go to the Afterpay website and log in to your account.
  • Next, search for Amazon gift cards.
search for amazon gift card on on afterpay
  • Then, select the amount you want to purchase.
select the amount for your gift card you want to purchase
  • Next, add the gift card to your cart and pay with Afterpay.
  • Afterward, you will receive an email with the gift card code and instructions on how to redeem it on Amazon.
  • Subsequently, go to the Amazon website and sign in to your account.
  • Then, go to Your Account and select Gift Cards.
select gift card on the amazon to use afterpay on amazon
  • After that, click Redeem a gift card and enter the code you received from Afterpay.
click redeem gift card and enter code to use afterpay on amazon
  • Finally, the gift card balance will be added to your Amazon account and you can use it as your single-use payment method at checkout to pay for your order.

Also Check: Can you use Cash app on Amazon ?

What is Afterpay single-use payment ?

Afterpay single-use payment is a feature that allows you to shop and pay at certain online retailers directly in your Afterpay app using an Afterpay payment plan.

Furthermore, you can use it to make a one-time payment for a specific transaction, rather than spreading it over four monthly payments, without affecting your credit score. Is that how it works:

  • Firstly, shop within the Afterpay app at a participating retailer of your choice.
  • Secondly, at checkout, enter your purchase amount and confirm your payment schedule in the payment field of Afterpay.
  • Then, as part of the checkout process, the Afterpay app will automatically populate the payment section with Afterpay’s single-use payment details.
  • Next, at the payment step, click buy and complete your order.
  • Then, Afterpay will pay the full order amount to the retailer up front, less their merchant fees.
  • In last, you will pay for your order in six weeks, interest-free, with Afterpay.

What is the Afterpay limit on Amazon ?

Unfortunately, there is no specific “Afterpay limit on Amazon” because it does not officially integrate with Amazon.

However, there are limitations to consider when using Afterpay for Amazon purchases through the two solutions described above:

One-time payments

  • The single-use payment generated by the Afterpay app is limited to the total amount of your current Afterpay purchase.
  • Furthermore, our overall Afterpay spending limit will still apply.

Amazon Gift Cards

  • Your Amazon gift card purchase limit will depend on the specific gift card marketplace you use.
  • Additionally, some markets may have spending limits based on your account verification or creditworthiness.
  • Most importantly, remember that the amount you spend on the gift card will contribute to your overall Afterpay spending limit.

Therefore, the effective “limit” for using Afterpay on Amazon depends on:

  • Your available spending limit for Afterpay.
  • Additionally, the gift card marketplace spending limit (if you use gift cards)
  • Consequently, to determine the exact limit for your specific situation, it’s best to check your Afterpay app for your available spending limit and contact the gift card marketplace for your individual purchase limits.

Also Check: How to use vanilla gift card on Amazon ?

What are some pros and cons of using Afterpay on Amazon ?

Afterpay is a payment service that allows you to buy now and pay later in four interest-free installments.

Notably, it is available on Amazon as one of the payment options for eligible products. However, while this option exists, it is important to consider whether using Afterpay on Amazon is a good choice.

In this section, we’ll explore some of the pros and cons of using Afterpay on Amazon and help you decide if it’s right for you.


  • Buy now and pay later in four interest-free installments.
  • Shop on Amazon with Afterpay app and a single-use card.
  • Buy Amazon gift cards on Afterpay and use them on Amazon.
  • No interest or fees with credit cards.
  • Pay over time and manage budget and cash flow.
  • Enjoy Amazon’s convenience and variety.
  • Access exclusive offers and discounts from Afterpay.


  • $10 late fee for missed or insufficient payment.
  • Afterpay automated system limits spending.
  • Some Amazon products or categories not Afterpay-able.
  • Location or account age affects Afterpay for Amazon gift cards.
  • Frequent or impulse Afterpay use may cause overspending issues.
  • Missed payments or too many inquiries reduce credit score.
  • Lose credit card protections.

How Afterpay works for merchants ?

Afterpay is a popular “buy now, pay later” or single-use payment service that allows customers to make purchases immediately and pay for them in four interest-free installments.

Furthermore, as a merchant, integrating Afterpay into your eCommerce platform can provide you with numerous benefits, such as higher conversion rates, higher average order value, and reduced cart abandonment.

Specifically, when a customer chooses to pay with Afterpay, they must create an Afterpay account or log into their existing account.

Next, after completing the purchase, the customer will make their first installment payment at checkout.

After that, your selected payment method will be charged automatically for the remaining three payments every fortnight.

In addition, as a merchant, Afterpay deposits the full order amount into your account, minus your merchant fees.

This means you receive the funds in advance, without having to wait for the installments to clear. Overall, by offering Afterpay as a payment option, you can attract more customers and increase your conversions.

Additionally, Afterpay also provides merchants with fraud and charge back protection.

Benefits for merchants

Increased sales: Firstly, Afterpay payment platform can attract new customers and encourage larger purchases by offering flexible payment options.

Faster Payments: Secondly, receive advance payments for your purchases, even before customers complete their installments with their preferred payment method.

Reduced risk: Furthermore, Afterpay takes on the risk of fraud and late payments, protecting your business.

Improved customer experience: Additionally, it Offer a convenient and popular payment method that can increase customer satisfaction.  


In conclusion, while Afterpay is undoubtedly a convenient and flexible single-use payment option for your online shopping needs, it allows you to buy now and pay later in four interest-free installments.

Specifically, Amazon does not officially support Afterpay as a payment method. Consequently, you may need to use some workarounds to use Afterpay.

However, these solutions include using single-use payment or Amazon gift cards as a form of payment, but they may not work for everyone or all products.

Therefore, you should always check the terms and conditions of Afterpay and Amazon before using these methods, and make sure you can pay your installments on time to avoid fees or penalties.

Frequently Asked Question’s (FAQ’s)

Can I use Afterpay in Amazon ?

No, Amazon does not directly accept Afterpay as a payment method. However, you can use two methods to buy with Afterpay: single-use payments and gift card.

Can you buy now pay later on Amazon ?

While Amazon does not directly offer Buy Now, Pay Later (BNPL) functionality as a form of payment, there are several other methods you can use: Use Afterpay. Use Affirm, Amazon pay later and other BNPL apps like Klarna.  

Does Amazon accept Sezzle ?

Yes, Amazon accepts Sezzle, but with some specific limitations and requirements.

Content Writer

Smith Ron, the writer at Assistme360. He has extensive experience in crafting straightforward, step-by-step guides for technical issues. His broad knowledge ensures accurate solutions. Kindly spare a moment to drop a comment down and express your opinions. Your feedback can be valuable in assisting others who may come across similar problems.

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